1. Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms of Use, all applicable laws and regulations, and you agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use of the Site

You agree to use this site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the site. This includes conduct that is unlawful or may harass or cause distress or inconvenience to any person.

3. Intellectual Property

All content on this site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Ken Hodas Insurance or its content suppliers and is protected by international copyright laws.

4. Disclaimer of Warranties

This site is provided “as is.” We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

5. Limitation of Liability

In no event shall we be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website.

6. External Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of such websites. Accessing third-party websites is done at your own risk.

7. Modifications

We may revise these Terms of Use at any time without prior notice. By using this site, you agree to be bound by the then-current version of these Terms of Use.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Massachusetts, United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.